As a result, older homeowners may find that their top options are either a home equity loan or a reverse mortgage. While both ...

Find out how affordable your home equity borrowing options are now.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Discover the key differences between home equity loans and mortgages, including their purposes, stages of use, tax implications, and impact on your home equity.

The home equity borrowing climate changed in 2025. Here are three smart moves borrowers should consider for 2026.

Both offer viable ways to borrow $50,000 worth of home equity, but only one has timely benefits worth knowing now.

Discover the benefits and risks of using a home equity loan to pay off your mortgage. Explore strategies to lower payments and manage potential pitfalls.

Nearly 30% of U.S. homeowners would consider tapping their home equity via products like a home equity line of credit (HELOC) due to ongoing concerns about the economic climate, stemming from a rise ...

Total originations of open-ended HELOCs and closed-end home equity loans increased in 2023 by 1.5% compared to 2022. Total originations of open-ended Home Equity Lines of Credit (HELOCs) and ...

Both HELOC and home equity loan rates have declined substantially from their 2024 highs. Rates are being driven primarily by ...

Even as record-high home prices keep many would-be buyers on the sidelines, homeowners are benefiting from abundant home equity. This lets them tap into their home’s value for cash. Yet, with mortgage ...

Home equity lending in 2023 grew by only 1.5% compared to the prior year, while outstanding debt increased by 8.3% in the same time period, according to a study released Monday by the Mortgage Bankers ...